About Myself

I am an Accountant by training and is currently working in a global MNC in the Supply Chain industry.  During my free time, I enjoy reading up on topics such as stock investing, insurance planning and property investment. Since 2012, I have started penning down my thoughts on certain financial matters while striving to achieve financial independence. Being through the 2008 global financial crisis taught me that one should never leave one's own financial management to the so-called experts such as Financial Advisor or Unit Trust Manager. It is important for one to learn how to manage one's own financial matters. Till today, I am still learning from investment discussion forums and investment blogs and is delighted to pick up skills and tips from other like-minded folks in our ever growing vibrant local investment community.

You all can also refer to some of my life stories and thoughts on other issues in "MY JOURNAL" page.

Investment Philosophy 

I no longer subscribe to the traditional buy and hold forever strategy advocated by many mainstream "value" investors. Buying and selling at different market cycles are also important in capital preservation and realization of profits. 

(i) For growth stocks, I will sell off once my internal target price has been reached and redeploy the capital.

(ii) For income-generating stocks, I tend to hold them for the long term. Market fluctuation thus does not affect this portion of my portfolio. 

Also, I learned that one could not time the market perfectly; hence it is important to always have readily available cash on hand for immediate deployment in times of opportunity. 

But I guess overall, I am still more of an "Income" investor with a greater focus on generating passive income from dividends.

Investment Income for Life

I hope to eventually build up my monthly average passive income from dividends, interest, and rental to reach around S$10K per month. On the stock investment front, I hope to craft out an eventual S$500K S$1Mil in the stock portfolio.

Who dare wins.....create your own passive income and achieve financial independence. Be in control of your own destiny.