Investment Portfolios Updates (28 February 2025) - Net Investment of S$722K and Projected Annualised Passive Income of S$47K.

My total gross investment rebounded back to over S$1Mil while net investment after margin loan hovers around S$722K. While SREITs continue to perform miserably with a steep drop again recently, the overall portfolio was propped up by a sudden +S$30K rally in my China stock holdings of Alibaba, Ping An, Link REIT, Bank of China ("BOC") and Industrial & Commercial Bank of China ("ICBC"). 

1. Portfolio 1- Stocks held in SGX Central Depository 

Not much changes here except to mention about Haw Par Corporation which declared a special S$1 per share of dividends on top of the usual dividends. This announcement led to a sudden spike in the share price of Haw Par.

2. Portfolio 2- Margin purchased securities

(Note: My margin purchased securities has grown to a sufficient scale to sustain itself and can pay off annual financing charges as well as to gradually pay down the margin loan through dividends generated.) 

Mapletree Industrial Trust ("MIT") crashed recently to below S$2 per unit due to analysts report that its US Data Centres will have tenants exiting and the vacancy will rise. This maybe a good opportunity to buy more of MIT which has a high distribution yield of 6.85%. Even with the upcoming fall in occupancy from its data centres in US, there will be enough buffer cushion for a 5.5% to 6% yield. The market perception of MIT prospects seems extremely pessimistic. 

3. Portfolio 3 (with Tiger Brokers and MooMoo) 

(Venture into higher risk as well as capital growth stocks here)

Alibaba finally came roaring back to life after the Deep Seek. It has strangely morphed into an AI Tech company. 

4. Portfolio 4 (Endowus Unit Trusts & Other Investments)

I have continued to put in additional capital into the Endowus Higher Income Portfolio since the last update in December 2024. 

Parting Thoughts

I have approximately S$13.2K of dividends payment for re-deployment in March 2025. Out of these, I intend to utilise S$6.7K to pay down the margin loan. Another S$6.5K will be used for either reinvesting into SREITs which are at rock bottom or buying into Endowus bond funds.