I thought that it is rather interesting to come across a You Tube video with the video creator talking about her impressive 9 streams of passive income that contributed $8,500 per month for her. Yes, you did not see wrongly, 9 streams of passive income that she had was the subject header she shared in her video.
2 very intriguing "passive income streams" that caught my eyes:
1. Credit Card Miles Reward
Bonus miles points from credit card sign up and spending helps one to reduce cost of air tickets for travelling overseas. Hence miles reward are arguably also passive income.
2. Stocks Unrealised Capital Gain
Apparently, unrealised capital gain is also be counted as passive income because one can sell off the stocks to realise the gain and then use it.
For those interested, can watch the "9 Passive Income Ideas That Make Me S$8,500/Month in 2025" by The Krazy Koala. Her passive income stream number 9 is very interesting and forms the bulk of her S$8.5K passive income. Income stream number 9 is apparently derived from fixed term certificate of deposit ("CD") in a US digital bank earning around 5.1%-5.2% interest rate. Hence her capital amount, after some mental acrobatics, is probably between $750K to $800K which is no doubt remarkable. The capital invested as per the creator is protected by FDIC insurance up to $250K. So, this is the perfect high return and low risk financial instrument.
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